Carl Richards

A New York Times columnist and certified financial planner removes the complexity from investing by encouraging readers to identify deeply personal goals and to use a series of simple, focused steps to help set up and attain a workable, meaningful financial plan. By the author of The Behavior Gap.

A Simple Way to be Smart about Your Money

The One-page Financial Plan

A leading financial planner identifies behaviors at the core of lost returns, outlining simple sketches and straightforward advice while debunking common assumptions and explaining how to build wealth by focusing on key priorities.

Simple Ways to Stop Doing Dumb Things with Money

The Behavior Gap

Larry E. Swedroe

Rick Van Ness

A Guide To Build All-Weather Portfolio Including CDs, Bonds, and Bond Funds--Even During Low Interest Rates

Why Bother With Bonds

When Joseph Joshua Ryebank (JJ) moved to America he brought three things with him; his possessions, his girlfriend and… a secret. ​​​​​​​ Fast forward four years. JJ has a successful career in New York; a wide circle of friends, more money than he could have ever imagined and his past life in England has been consigned to history. That is until one day when, out of the blue, an email arrives from his childhood friend Jill, who he hasn’t seen for seventeen years. She wants to meet. This leaves JJ with a dilemma as their past and his secret are intertwined. ​​​​​​​ Was the email just to rekindle their friendship or is he being lured back because others know his secret too? ​​​​​​​ His decision to return to England was his first mistake. What will he do with his new life now that he has his old life back?

The Truth We Chase

When Joseph Joshua Ryebank (JJ) moved to America he brought three things with him; his possessions, his girlfriend and... a secret. Fast forward four years. JJ has a successful career in New York; a wide circle of friends, more money than he could have ever imagined and his past life in England has been consigned to history. That is until one day when, out of the blue, an email arrives from his childhood friend Jill, who he hasn't seen for seventeen years. She wants to meet. This leaves JJ with a dilemma as their past and his secret are intertwined. Was the email just to rekindle their friendship or is he being lured back because others know his secret too? His decision to return to England was his first mistake. What will he do with his new life now that he has his old life back?

Carl Richards

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