John Case

Karen Berman

Joe Knight

Companies expect managers to use financial data to allocate resources and run their departments. But many managers can't read a balance sheet, wouldn't recognize a liquidity ratio, and don't know how to calculate return on investment. Worse, they don't have any idea where the numbers come from or how reliable they really are. In Financial Intelligence, Karen Berman and Joe Knight teach the basics of finance--but with a twist. Financial reporting, they argue, is as much art as science. Because nobody can quantify everything, accountants always rely on estimates, assumptions, and judgment calls. Savvy managers need to know how those sources of possible bias can affect the financials and that sometimes the numbers can be challenged. While providing the foundation for a deep understanding of the financial side of business, the book also arms managers with practical strategies for improving their companies' performance--strategies, such as "managing the balance sheet," that are well understood by financial professionals but rarely shared with their nonfinancial colleagues. Accessible, jargon-free, and filled with entertaining stories of real companies, Financial Intelligence gives nonfinancial managers the financial knowledge and confidence for their everyday work. Karen Berman and Joe Knight are the owners of the Los Angeles-based Business Literacy Institute and have trained tens of thousands of managers at many leading organizations. Co-author John Case has written several popular books on management.

A Manager's Guide to Knowing what the Numbers Really Mean

Financial Intelligence

"In this essential guide, Karen Berman and Joe Knight customize the approaches and insights from their acclaimed book Financial Intelligence specifically for entrepreneurs. The authors not only demystify common financial terms and tools, they also show how you can use this knowledge to gauge your company's performance and make better decisions."--Back cover.

What You Really Need to Know about the Numbers

Financial Intelligence for Entrepreneurs

The book Inc. magazine calls one of "the best, clearest guides to the numbers" on the market. Inc. magazine calls it one of "the best, clearest guides to the numbers" on the market. Readers agree, saying it's exactly "what I need to know" and calling it a "must-read" for decision makers without expertise in finance. Since its release in 2006, Financial Intelligence has become a favorite among managers who need a guided tour through the numbers--helping them to understand not only what the numbers really mean, but also why they matter. This new, completely updated edition brings the numbers up to date and continues to teach the basics of finance to managers who need to use financial data to drive their business. It also addresses issues that have become even more important in recent years--including questions around the financial crisis and those around broader financial and accounting literacy. Accessible, jargon-free, and filled with entertaining stories of real companies, Financial Intelligence gives nonfinancial managers the confidence to understand the nuance beyond the numbers--to help bring everyday work to a new level.

A Manager's Guide to Knowing What the Numbers Really Mean

Financial Intelligence, Revised Edition

K. Berman's J. Knight's Financial Intelligence for Entrepreneurs(Financial Intelligence for Entrepreneurs

As an IT manager, you're expected to make key decisions and recommend major investments. And that means understanding your decisions' financial impact on your company. But if you're like many information technology practitioners, you may feel uncomfortable incorporating the financials into your day-to-day work. Using the groundbreaking formula they introduced in their book Financial Intelligence: A Manager's Guide to Knowing What the Numbers Really Mean, Karen Berman and Joe Knight present the essentials of finance specifically for IT experts. Drawing on their work training tens of thousands of managers and employees at leading organizations worldwide, the authors illuminate the basics of financial management and measurement and provide hands-on activities for practicing what you are reading. You'll discover: · Why the assumptions behind financial data matter · What your company's income statement, balance sheet, and cash flow statement reveal · How to use ratios to assess your company's financial health · How to calculate return on IT investments · Ways to use financial information to support your company's business units and do your own job better · How to instill financial intelligence throughout your team Authoritative and accessible, Financial Intelligence for IT Professionals empowers you to "talk numbers" confidently with your boss, colleagues, and direct reports -- and understand how the financials affect your part of the business.

What You Really Need to Know About the Numbers

Financial Intelligence for IT Professionals

Finally, a book devoted exclusively to hors d'oeuvres--everybody's favorite! This book serves up a veritable smorgasbord of recipes, from the light and delicate to the spicy and robust. Replete with tips about hosting, it presents everything you need to whip up delicious hors d'oeuvres with aplomb!

Little Black Book of Hors D'Oevure

Melissa Petitto

An Apple A Day is a fresh cookbook filled to the brim with 365 apple recipes carefully selected to reflect delicious, seasonal food for holidays, celebrations and everyday. The traditional favourites are all here, with tried-and-tested recipes for baked apples and apple sauce, as well as pies, tarts, muffins and much more. Also included are exciting, innovative recipes such as Thai Style Pork Belly with Apples and Frozen Apple Daiquiri cocktail, as well as recipes from a range of respected chefs, reflecting a variety of different cultures and styles of cuisine. But An Apple a Day goes beyond the kitchen to provide a host of crafty room décor and ambience-enhancing projects like seasonal centrepieces and apple-scented candles to create a multi-sensory experience. Detailed notes give instructions on apple varieties and how to pick the perfect apple for any occasion, while sidebars are laden with tales from literature and folklore, pairing tips and surprising apple trivia.

365 Recipes with Creative Crafts, Fun Facts, and 12 Recipes from Celebrity Chefs Inside!

An Apple A Day

Sara Miller

A wedding organizer holds all your important plans, details & memories.

The Complete Wedding Organizer

Tying the Knot

Rise and shine! From roasts to brews, coffee bean to coffee cup, this "Essential Guide to Your Favorite Perk-Me-Up" gets you into the espresso lane with more than 70 tempting recipes for hot, cold, and spirited coffee drinks, plus treats to make with coffee, and (of course) treats to eat with coffee. Also covers coffee's history, geography, processing and roasting, the art of tasting, and much more. From Caffe Latte to Coffee-Maple Whip, from Irish Coffee to a Midnight Martini, from Mocha Cheesecake to Viennese Sacher Torte, this is the perfect book for any coffee connoisseur!

The Essential Guide to Your Favorite Perk-Me-up

The Little Black Book of Coffee

Using the groundbreaking formula they introduced in their book Financial Intelligence: A Manager's Guide to Knowing What the Numbers Really Mean, Karen Berman and Joe Knight present the essentials of finance specifically for entrepreneurial managers. Drawing on their work training tens of thousands of people at leading organizations worldwide, the authors provide a deep understanding of the basics of financial management and measurement, along with hands-on activities to practice what you are reading. You'll discover: Why the assumptions behind financial data matter - What income statements, balance sheets, and cash flow statements really reveal - How to use ratios to assess your venture's financial health - How to calculate return on your investments in your enterprise - Ways to use financial information to do your own job better - How to instill financial intelligence throughout your team Authoritative and accessible, Financial Intelligence for Entrepreneurs empowers you to "talk numbers" confidently with colleagues, partners, and employees-- and fully understand how to use financial data to make better decisions for your business.

Karen Berman

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