Morgan Housel

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

Timeless lessons on wealth, greed, and happiness

The Psychology of Money

From Morgan Housel, bestselling author of The Psychology of Money, stories about what never changes in a changing world. Everyone wants to see the future. Few are good at it. From business to economics, politics to social trends, we’re just not very good at predicting what happens next. According to Morgan Housel, this is because we focus too much on what we think will change and not enough on what we know will stay the same. If you traveled in time to 500 years ago or 500 years from now, you would be astounded at how much technology and medicine has changed. The geopolitical order would make no sense to you. The language and dialect may be completely foreign. But you’d notice people falling for greed and fear just like they do in our current world. You’d see people persuaded by risk, jealousy, and tribal affiliations in ways that are familiar to you. You’d see overconfidence and short-sightedness that reminds you of people's behavior today. You’d find people seeking the secret to a happy life and trying to find certainty when none exists in ways that are so relatable. When transported to an unfamiliar world, you’d spend a few minutes watching people behave and say, “Ah. I’ve seen this before. Same as ever.” History is filled with surprises no one could have seen coming. But if we learn to see what doesn’t change, we can be more confident in our choices, no matter what the future brings.

A Guide to What Never Changes

Same as Ever

Paranın Psikolojisi 

"Geld hat viel mehr mit Psychologie zu tun als mit Finanzen." Wenn es um Geld geht, glauben wir, dass wir bestimmte Fakten, Regeln und Gesetzmäßigkeiten kennen müssen. Wir gehen davon aus, die Welt der Finanzen sei die Welt der Mathematik, in der Daten und Formeln einem exakt sagen, wie man sich verhalten soll – und die Menschen würden sich dann danach richten. Dabei ist das Gegenteil der Fall: In der realen Welt treffen Menschen ihre finanziellen Entscheidungen nicht aufgrund einer Tabellenkalkulation. Sie treffen sie beim Abendessen oder während eines Meetings, wo die persönliche Geschichte, der individuelle Blick auf die Welt, das eigene Ego und weitere krude Einflüsse zusammentreffen. Es geht also in erster Linie um Psychologie, um Emotionen und Grauzonen. Anhand von 20 Kurzgeschichten vermittelt der preisgekrönte Autor Morgan Housel anschaulich, dass bei Geldthemen nicht entscheidend ist, über wie viel theoretisches Wissen jemand verfügt, sondern wie er sich in einer Stresssituation verhält. "Eines der besten und originellsten Finanzbücher seit Jahren." Jason Zweig, The Wall Street Journal "Morgan Housel ist einer der hellsten neuen Sterne am Finanzhimmel. Er ist für jeden zugänglich, der mehr über die Psychologie des Geldes erfahren möchte. Ich kann dieses Buch uneingeschränkt empfehlen." James P. O'Shaughnessy, Autor von Die besten Anlagestrategien aller Zeiten

Zeitlose Lektionen über Reichtum, Gier und Glück

Über die Psychologie des Geldes

Arnau Figueras Deulofeu

18 lecciones sobre riqueza y felicidad

La psicología del dinero. Cómo piensan los ricos

18 claves imperecederas sobre riqueza y felicidad

Cómo piensan los ricos

Saperci fare con i soldi non dipende soltanto dalle informazioni a nostra disposizione ma anche, e soprattutto, da come ci comportiamo. E il comportamento è difficile da insegnare, anche alle persone più intelligenti. Spesso pensiamo al denaro – agli investimenti, alla finanza personale, alle decisioni d’affari – come a una questione matematica: un campo di studi in cui i dati e le formule ci dicono esattamente cosa dobbiamo fare. Nel mondo reale, però, non prendiamo le decisioni in materia economica consultando un foglio di calcolo. Le prendiamo la sera a cena o in una sala riunioni, dove si mescolano la storia personale, la visione del mondo propria di ciascuno, l’ego, l’orgoglio, il marketing... e i motivi più imprevedibili. In questo libro, l’autore pluripremiato Morgan Housel condivide 19 brevi narrazioni sugli strani modi in cui pensiamo ai soldi, aiutandoci a comprendere meglio uno degli argomenti più importanti nella vita di tutti e spiegando, nel contempo, come risparmiare, investire e far fruttare i nostri risparmi.

Lezioni senza tempo sulla ricchezza, l'avidità e la felicità

La psicologia dei soldi

La psicologia dei soldi. Lezioni senza tempo sulla ricchezza, l'avidità e la felicità

Timeless Lessons on Risk, Opportunity and Living a Good Life

Same As Ever

不變的人性法則與致富心態

一如既往

Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people. Money-- investing, personal finance, and business decisions-- is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don't make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life's most important topics.

lições intemporais sobre riqueza, ganância e felicidade

A psicologia do dinheiro

ponadczasowe lekcje o bogactwie, chciwości i szczęściu

Psychologia pieniędzy

50 Years in the Making

O livro de educação financeira mais comentado dos últimos anos, com mais de 1 milhão de exemplares vendidos no mundo todo! O sucesso financeiro tem menos a ver com a sua inteligência e muito mais a ver com o seu comportamento. E a forma como alguém se comporta é uma coisa difícil de se ensinar, mesmo para pessoas bastante inteligentes. A maneira como lidamos com o dinheiro — finanças pessoais, investimentos, decisões de negócios — costuma ser explicada como um campo puramente matemático, no qual dados e fórmulas nos dizem o que fazer. A verdade, porém, é que grandes decisões monetárias não são tomadas diante de uma planilha, mas durante jantares com a família e reuniões com os colegas de trabalho. Além disso, cada uma delas é um reflexo da história pessoal e das dificuldades enfrentadas pelo indivíduo que as tomou. Abordando a gestão financeira de maneira inédita, Morgan Housel apresenta casos de sucessos e fracassos de investidores que demonstram a importância do fator psicológico no gerenciamento das finanças, oferecendo aprendizados para administrar e fazer o dinheiro render em busca do grande objetivo de todos nós: ser feliz. " [A psicologia Financeira] é uma leitura essencial para qualquer pessoa interessada em administrar melhor seu dinheiro." — James Clear, autor do best-seller Hábitos Atômicos

lições atemporais sobre fortuna, ganância e felicidade

A psicologia financeira

Em novo livro, o autor best-seller de A psicologia financeira mostra como lidar com as incertezas a partir daquilo que nunca muda. Ao invés de tentar prever o que virá, é mais eficaz olhar para o "que não muda nunca", afirma Morgan Housel. Para o autor, os comportamentos que nunca mudam são a lição mais poderosa da história ― e esta é uma premissa que vale para todos: seja você quem for, venha de onde vier, tenha a idade que tiver, ganhe o dinheiro que ganhar. Os 23 capítulos deste livro, que podem ser lidos de maneira independente, formam uma espécie de pequena biblioteca de sabedoria. Mais uma vez, Housel traz lições simples, mas que o ajudarão a otimizar o risco, aproveitar as oportunidades e viver menos ansioso ― alcançando desde o conforto financeiro até uma satisfação em várias áreas da vida. * Best-seller do New York Times. "Morgan Housel consegue novamente. O mesmo de sempre transborda sabedoria e sagacidade, e Housel sabe escolher a história perfeita para transmitir lições atemporais sobre dinheiro, vida, ambição, satisfação." ― Derek Thompson, The Atlantic "Um livro ponderado e quase impossível de largar. Housel explica como grande parte do que determina nosso destino é imprevisível, e que, no entanto, também existem verdades universais que permaneceram consistentes ao longo dos séculos. Housel nos mostra como encontrá-las." ― Bethany McLean, autora best-seller de The Smartest Guys in the Room e All the Devils are Here

Um guia para o que não muda nunca

O mesmo de sempre

Umět zacházet s penězi není nutně otázka toho, co všechno víte. Důležité je, jak se chováte. Jenže vštípit lidem – dokonce i těm opravdu chytrým – správné vzorce chování není snadné. K penězům, investování, osobním financím a podnikatelskému rozhodování se obvykle přistupuje, jako by to byly exaktní disciplíny, kde nám data a vzorce přesně řeknou, co dělat. Ve skutečném světě se ale lidé nerozhodují nad tabulkou v Excelu, nýbrž u večeře nebo na firemní poradě, kde se jejich dosavadní životní zkušenosti a jedinečný pohled na svět splétají s egem, ješitností, marketingem a pokřivenými podněty. V knize Psychologie peněz nabízí uznávaný autor Morgan Housel dvacet krátkých pojednání o tom, jak lidé uvažují o penězích, a učí nás, jak se v tomto veledůležitém tématu lépe vyznat. „Je to jedna z nejlepších a nejoriginálnějších knih o financích za poslední roky.“ – Jason Zweig, The Wall Street Journal „Psychologie peněz je nabitá zajímavými nápady a praktickými postřehy. Je to zkrátka nezbytná četba pro všechny, kteří chtějí s penězi zacházet lépe. Každý by si měl pořídit jeden výtisk.“ –James Clear, spisovatel, autor bestselleru Atomové návyky „Morgan Housel patří k té vzácné sortě autorů, kteří dokážou složité koncepty přetavit do poutavého, snadno stravitelného vyprávění. Psychologie peněz je svižná, zajímavá četba, díky níž nejen pochopíte, proč činíme špatná finanční rozhodnutí, ale navíc si odnesete nástroje potřebné k tomu, abyste se mohli rozhodovat lépe.“ – Annie Dukeová, spisovatelka, Thinking in Bets „Houselovy postřehy jsou často trefou do černého hned ve dvou ohledech: říká věci,o nichž dosud nikdo nepojednal, a jeho argumenty dávají smysl.“ – Howard Marks, ředitel a spoluprezident Oaktree Capital a spisovatel, autor knih The Most Important Thing a Ovládněte tržní cykly „Morgan Housel je jedním z nejzářivějších světel mezi autory finanční literatury. Jeho kniha je přístupná pro všechny, kteří se chtějí dozvědět více o psychologii peněz. Tuto knihu mohu vřele doporučit.“ – James P. O’Shaughnessy, spisovatel, autor knihy What Works on Wall Street „Jen málo lidí píše o financích s tak elegantní jasností jako Morgan Housel. Psychologie peněz je klíčová kniha pro všechny, kteří chtějí činit moudřejší rozhodnutí nebo žít bohatší život.“ – Daniel H. Pink, autor bestsellerů Kdy – Věda a umění dokonalého načasování, Prodávat je lidské a Drive, které figurovaly v žebříčku The New York Times

Nadčasové poznatky o bohatství, hamižnosti a štěstí

Psychologie peněz

When planning for the future we often ask, “What will the economy be doing this time next year?” Or, “What will be different ten years from now?” But forecasting is hard. The important events that will shape the future are inherently unpredictable. Instead, we should be asking a different question: What will be the same ten years from now? What will be the same one hundred years from now? Knowledge of the things that never change is more useful, and more important, than an uncertain prediction of an unknowable future. In Same As Ever, bestselling author Morgan Housel shares 24 short stories about the ways that life, behaviour, and business will always be the same. Armed with this knowledge of the unchanging, you will have a powerful new ability to think about risk, opportunity, and how to navigate the uncertainty of the future. As you see familiar themes repeat again and again in the years ahead, you’ll find yourself nodding and saying, “Yep, same as ever.”

Paiśāce mānasaśāstra

Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people. The field of finance, including investment, personal finance, and business decisions, is typically presented as a mathematical one, where we are given precise instructions based on data and formulas. However, people in the real world don't use spreadsheets to make important financial decisions. At the dinner table or in the conference room, people mix in their own backgrounds, perspectives, egos, prides, marketing strategies, and peculiar motivations to come up with these decisions. To help you better understand one of life's most important themes, award-winning author Morgan Housel presents 19 short stories in his book The Psychology of Money.

Joe W. Haldeman

About

Books

Join the club