Nick Maggiulli

Everyone faces big questions when it comes to money: questions about saving, investing, and whether you're getting it right with your finances. Unfortunately, many of the answers provided by the financial industry have been based on belief and conjecture rather than data and evidence--until now. In Just Keep Buying, hugely popular finance blogger Nick Maggiulli crunches the numbers to answer the biggest questions in personal finance and investing, while providing you with proven ways to build your wealth right away. You will learn why you need to save less than you think; why saving up cash to buy market dips isn't a good idea; how to survive (and thrive) during a market crash; and much more. By following the strategies revealed here, you can act smarter and live richer each and every day. It's time to take the next step in your wealth-building journey. It's time to Just Keep Buying.

Just Keep Buying: Proven Ways to Save Money and Build Your Wealth

Everyone faces big questions when it comes to money: questions about saving, investing, and whether you’re getting it right with your finances. Unfortunately, many of the answers provided by the financial industry have been based on belief and conjecture rather than data and evidence—until now. In Just Keep Buying, hugely popular finance blogger Nick Maggiulli crunches the numbers to answer the biggest questions in personal finance and investing, while providing you with proven ways to build your wealth right away. You will learn why you need to save less than you think; why saving up cash to buy market dips isn’t a good idea; how to survive (and thrive) during a market crash; and much more. By following the strategies revealed here, you can act smarter and live richer each and every day. It’s time to take the next step in your wealth-building journey. It’s time to Just Keep Buying.

Proven ways to save money and build your wealth

Just Keep Buying

If you've been spinning your wheels trying to get ahead financially, working more hours, or chasing the latest financial trends, but still find yourself stuck, the problem might not be your work ethic, your boss, or even bad luck. The real issue is likely your approach. 

Enter The Wealth Ladder. This revolutionary system doesn’t tell you what to do; it teaches you how to think about your finances. In a world where interest rates, careers, and desires are always shifting, why should your strategy for building wealth stay the same? It shouldn’t. Instead, you need a framework that adapts with you throughout your financial journey. 

The Wealth Ladder breaks down wealth into six distinct levels, each requiring a different strategy for advancement. What helps you progress from Level 1 to Level 2 won’t be the same as what propels you from Level 5 to Level 6. Throughout the book, you'll discover the specific do's and don'ts for each stage, from dining out and traveling to housing and lifestyle choices, allowing you to optimize your decisions without financial stress. This tailored approach will transform your financial decision-making, empowering you to ascend the ladder with confidence and clarity. 

Because the difference between those who build wealth and those who don't isn’t just about hard work—it's about following the right strategies and focusing time and energy where it matters most. With The Wealth Ladder, you won't need to guess where to put your focus. The path to financial success is clear; the only question left is, are you ready to climb? 

Proven Strategies for Every Step of Your Financial Life

The Wealth Ladder

NEW YORK TIMES BESTSELLER “Investors of all ages would benefit from reading Mr. Maggiulli’s book, which holds especially valuable lessons for young people.” – Scott Nations, The Wall Street From the author of Just Keep Buying, a groundbreaking new framework for building wealth Do you feel stuck financially? Are you working more, trying to spend less, yet still not seeing results? If so, the issue isn’t your effort—it’s your approach. This is where The Wealth Ladder comes in. It’s not a get-rich-quick scheme or a one-size-fits-all solution to your money problems. It’s a new philosophy for thinking about money altogether. In a world where interest rates shift, careers take new turns, and desires evolve, our financial strategy must keep up. This is why The Wealth Ladder breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won’t cut it at Level 6—and vice versa. You’ll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. The result? Smarter choices, less stress, and a clear path upward. Because building wealth isn’t just about hard work—it’s about applying the right strategy at the right time to focus on what matters most. Fortunately, you won’t need to guess on where to focus next because The Wealth Ladder has the answer. The only question left is: Are you ready to climb it?

“Nick tem um talento genuíno — enquanto usa evidências empíricas rigorosas para sustentar seus argumentos, ele consegue contar a história de tal maneira que prende a atenção do leitor e oferece conselhos práticos e úteis. Ele também tem a perspicácia necessária para desafiar antigas suposições sobre investimento, transformando os dados empíricos em uma história nova e interessante. Investidores, iniciantes e experientes, se beneficiarão da abordagem prática de Nick.” James O’Shaughnessy, fundador e presidente da OSAM LLC; autor do best-seller What Works on Wall Street “Nick Maggiulli adora desafiar a sabedoria convencional sobre como as pessoas devem gerenciar seu dinheiro. O resultado é um livro repleto de momentos reveladores e lições práticas. Como escritora de finanças pessoais, senti certa inveja ao ler este livro. Nick consegue abordar temas já batidos, como poupar e investir, de uma forma totalmente nova e até mesmo divertida.” Christine Benz, diretora de finanças pessoais da Morningstar “Na primeira vez que li o livro de Nick Maggiulli, soube que ele tinha um talento especial. Há muitos bons cientistas de dados e muitos bons contadores de histórias. Mas poucos entendem os dados e conseguem contar uma história cativante sobre eles como Nick faz. Este livro é leitura obrigatória.” Morgan Housel, autor do best-seller A Psicologia Financeira “Maggiulli não apenas utiliza evidências para orientar suas sugestões, mas também é um dos melhores em resumir aspectos importantes, apresentando ideias fáceis de entender e aplicar.” James Clear, autor de Hábitos Atômicos , best-seller do New York Times

Nick Maggiulli

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