Hervé Tourpe

Mr.John Kiff

Jihad Alwazir

Sonja Davidovic

Aquiles Farias

Mr.Ashraf Khan

Mr.Tanai Khiaonarong

Majid Malaika

Mr.Hunter K Monroe

Nobu Sugimoto

Peter Zhou

This paper examines key considerations around central bank digital currency (CBDC) for use by the general public, based on a comprehensive review of recent research, central bank experiments, and ongoing discussions among stakeholders. It looks at the reasons why central banks are exploring retail CBDC issuance, policy and design considerations; legal, governance and regulatory perspectives; plus cybersecurity and other risk considerations. This paper makes a contribution to the CBDC literature by suggesting a structured framework to organize discussions on whether or not to issue CBDC, with an operational focus and a project management perspective.

A Survey of Research on Retail Central Bank Digital Currency

Nobu Sugimoto

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