IOU the laugh-out-loud romantic bestseller to help see in the new year

Amy has enjoyed a charmed life, shopping and lunching while the nanny looks after her children. Until her world is thrown into disarray when husband Ben's business collapses overnight, taking their house and savings with it. Suddenly Amy finds herself the breadwinner. Can she rise to the challenge? Will her marriage survive such an upheaval? Or is it a case of 'Till Debt Do Us Part'? Kate has always had to struggle by, juggling her job with two children and a husband, though she wouldn't have it any other way. But her safe little world is rocked when she meets enigmatic Jack in a chance encounter. Feeling increasingly estranged from husband Miles, Kate wonders if Jack can offer her a fresh start. But there's something about Jack that Kate doesn't know. . . Jennifer is only just beginning to recover from the death of her own husband. When Jennifer makes contact with old flame Hugh she unlocks a dangerous Pandora's box. She is desperate to find the answer to a question that has tormented her for decades. But will she be able to cope with the truth?