Paying the ferryman

Victor Griffin seemed to be one of the good guys, but that didn't stop someone coming to his home and killing him and his wife. The last act of Vic's life was to try and save his children: fifteen-month-old Jack, and his beloved stepdaughter, Sarah. But why were Vic and his wife shot dead? Why is there no record of them before they came to live in Ferrymouth three years ago? The one clue to their past is a business card, wedged between the pages of an almost empty address book. A card with Naomi's name on it.