Name: Die with Zero
ISBN: 9780358099765

Bill Perkins

"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--

Getting All You Can from Your Money and Your Life

Die with Zero

A Common-Sense Guide to Living Rich....Instead of Dying Rich Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired. The only thing you wasted along the way was...your life. Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money--and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called Golden Years. In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins' plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for. You'll discover how to maximize your lifetime memorable moments with "experience bucketing," how to convert your earnings into priceless memories by following your "net worth curve," and find out how to navigate whether to invest in, or delay, a meaningful adventure based on your "spend curve" and "personal interest rate." Using his own life experiences as well as the inspiring stories and cautionary tales of others--and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance --Perkins makes a timely, convincing, and contrarian case for living large.

I realy enjoy this book and come in a hand time when i was investing most of my money instead of enjoy life

Tiago Narita

A short read that has already impacted the way I think about money, spending and the experiences I want to have while I’m young and able to

Xi Hui Teo

This was a timely book for the decisions I’m making right now. I need to be bold and remember that I won’t be young and invincible forever 

Rebecca Joy Tan

An interesting philosophy of the use of money over the long term once a certain level of wealth has been achieved. Useful for those over 50 who have their material wants taken care of and family or charities they wish to help. 

Liam Wilton

Very relevant and thought-provoking ideas for someone, like me, who has always just saved money due to the fear of "running out of money if X happens". This book inspires me to rethink how I live life, and focus on maximizing my life and life experiences. 

Omar

Very relevant and thought-provoking ideas for someone, like me, who has always just saved money due to the fear of "running out of money if X happens". This book inspires me to rethink how I live life, and focus on maximizing my life and life experiences. 

In particular, I loved the ideas of: 

- Dying with money left over means that you wasted life energy working/accumulating wealth or saving instead of enjoying money in experiences. Don't trade your life energy for money that you'll waste. 

- Money is almost always more valuable when spent earlier due to health, memory dividends, and impact it can have. Spend accordingly. 

- If you're saving to give to children or charity, don't. Give while alive. 

The core concept of the book (aggressively spending your money with purpose to maximize having experiences/building memories) and some smaller ideas (dying with savings represents hours/years of having worked "for free", etc) are interested. There's a small amount of back-of-envelope financial projections that I think are not very good and detract from the book overall, but it's still a worthwhile read.

Luke C

Keven Wang

Bill is a brilliant natural gas trader. High stakes poker personality 

The book is a bit rambling. A little fluffy. I think the target audience is for people that have reached financial freedom

Die with Zero Getting All You Can from Your Money and Your Life

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